Fire & Allied Perils Insurance Policy
This policy covers Fire, Lightening, Explosion, Aircraft and aerial device or articles dropped there from, malicious damage and earthquake and other allied perils including power surge.
Get QuoteOffice Comprehensive Insurance
This policy covers the loss or damage to office furniture, fixture and utensils including all other office contents directly relating to the profession or occupation of the insured.
Get QuoteFidelity Guarantee Insurance (FGI)
Fidelity Guarantee Insurance exists to safeguard your firm or organization against theft of the firm's own money, securities or property by an employee, partner, contractor or volunteer.
Get QuotePublic Liability
Public or Product Liability Insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities. Public liability insurance covers the cost of compensation for: personal injuries, loss of or damage to property, death etc.
Get QuoteGoods Transit Insurance
This policy covers the loss or damage to goods in Transit as per institute cargo clause. Goods in transit insurance is a policy that covers the risks of damage, theft or loss of items of the insured. It usually lasts during the period from loading to unloading and protects liable parties from financial loss.
Get QuoteMotor Comprehensive Cover - Private
This is the most known type of Insurance Policy by the public; it gives protection and indemnifies the insured (client) against damage to the motor vehicle or loss of the motor vehicle. Losses include accidental damage, theft, fire and all third party liabilities. The policy also covers injured people’s medical expenses caused as a result of a road traffic accident (RTA).
Get QuoteDirectors and Officer’s Liability
Directors and officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization. It can also cover the legal fees and other costs the organization may incur as a result of such a suit.
Get QuoteElectronic Equipment Insurance (EEI)
Electronic Equipment Insurance (EEI) is a policy designed to provide coverage for computers,laptops, cameras, projectors, iPhone, smart phones and all other electronic equipment used in a business or home and it applies whether the insured items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or of being shifted within the premises.
Get QuoteProfessional Indemnity insurance
Professional Indemnity Insurance (PII) also called Professional Liability Insurance (PLI) is a commercial policy designed to protect you and your business against claims for financial loss or damage that are made by a client or other third party individuals. These claims could come as a result of perceived negligent services or negligent advice your business has provided. Compensation claims can be brought against you even if you provided a service or offered advice for free.
Get QuoteMachinery Breakdown Insurance
Machinery Breakdown Insurance specially covers sudden and unanticipated loss of machinery and equipment that are installed and have already run in factories (industries) and mines, and such loss is caused by human, accidental or physical reasons when machinery and equipment are in operation. Machinery Breakdown Insurance provides insurance to the damage of machinery and equipment due to technical operation or physical auses.
Get QuoteCyber Security Insurance Policy (Cyber Liability Insurance)
A cyber insurance policy is a policy an entity can purchase to help reduce the financial risks associated with doing business online, or any financial losses they may incur in the event of a cyberattack or data breach involving sensitive customer information, such as Social Security numbers, credit card numbers, account numbers, driver's license numbers and health records. It also helps them cover any costs related to the remediation process, such as paying for the investigation, crisis communication, legal services, and refunds to customers.
Get QuoteBusiness All Risks Insurance Policy
All risk insurance is an insurance policy covering all risks like loss or damage to insured property caused by fire, terrorist activity, riot and strike, theft, accident, or any other unforeseen cause anywhere within the specified geographical area. The prime cause for choosing this insurance type is that almost all the major risks and causes are already included in this policy. However, contrary to a named perils contract, an all risks policy does not name the risks covered, but instead, names the risks not covered. In so doing, any peril not named in the exclusions list is automatically covered.
Get QuoteAdvance Payment Bond (APB)
An Advance Payment Bond or 'APB' is a Surety product that protects the money being Advanced to a Contractor at the start of a project. The Bond will protect the Beneficiary for the full Advanced amount should the Contractor default on the agreement.
Get QuotePerformance Bond
A performance bond is a financial guarantee to one party in a contract against the failure of the other party to meet its obligations. It is also referred to as a contract bond. A performance bond is usually provided by a bank or an insurance company to make sure a contractor completes designated projects.
Get QuotePlate Glass Insurance
A Plate Glass Insurance is a type of insurance policy that will protect your business against any damage or breakage of large panes of glass at the insured's premises by accidental means, like shop windows
Get QuoteMarine and Aviation Insurance
Marine and Aviation Insurance help protect personal and business aircraft and watercraft in the event of an unfortunate collision, theft or accidental damage. Coverage policies can include: Aerospace product manufacturers' liability, Airport owners and operators'
liability, Aviation/Marine general liability
Money Insurance Policy
Money Insurance Policy cover the loss of money belonging to the insured or which he is responsible whilst such money is in transit or on insured’s premises or in the residence of the insured or any partner, director, director, or employee of the insured.
Get QuoteBanker's Blanket Bond
A banker's blanket bond is a fidelity bond that protects a bank if an employee carries out a criminal act such as stealing money from a customer's account. Depending on the state, a bank may be required to purchase a blanket
bond to operate. Forgery and robbery are types of losses covered by a blanket bond.
Agricultural Insurance
Agricultural Insurance provides farmers with two main coverages; financial protection against production losses caused by natural perils, such as drought, excessive
moisture, hail, frost, wind and wildlife. This is crop insurance, and Animal Insurance that protects your pet or horse from unpleasant surprises. Your Animal Insurance cover can be expanded to also include medical treatment expenses insurance and animal liability insurance.
Industrial All Risk Insurance
An Industrial all risk policy refers to insurance that focuses more on industry or factory. Every business has the threat of material damage, breakdown of machinery, and other risks. As a result, this insurance policy protects the components within and outside the factory. Also, it safeguards the machinery and materials within the factory.
Get QuoteProperty All Risk Insurance
Property or asset all risk insurance aims at protecting the assets and properties. It includes stock, land and building, furniture, machinery, and other assets. Although it seems similar to the industrial policy, they
differ hugely. While the latter focuses more on business and factory components, the former can include office premises also.Thus, machinery might involve computers, printers, scanners, and other assets.
House Contents Insurance (House Holders Insurance)
House Contents Insurance is a type of home insurance that covers loss or damage to all the things in your home that aren’t part of the structure or the building. This may include but not limited to television set, home theatre, fridge, stove, washing machine, sofas, wardrobes, kitchen units, beddings etc. The policy covers for loss or damage to household contents from fire, lightning, explosions, theft, and accidental damage whilst contained inside the building.
Get QuoteHouse Owners Insurance
House Owners Insurance covers loss or damage to private dwelling buildings including all private garages, outside buildings, playing fields, boreholes (including pumps) against the risk of fire, lightning, explosion and allied perils. The major difference with house contents insurance is that house owners policy covers the building itself whilst house contents covers the contents (items) in the house or building.
Get QuoteContractors All Risk Insurance
Contractor-All Risk Policy refers to insurance where the insurer provides protection against risks to the workers and the contract site. Simply put, it protects the insured during the construction period. This type of insurance includes only contractual and site work. It includes constructing commercial and residential buildings, dams, bridges, roads, sheds, and factories.
Get QuoteBurglary Insurance
A burglary insurance policy offers an additional layer of security to your property. It offers coverage for damages or misfortunes caused to your property and its contents. For
example, your home, office, factory and go down against burglary and housebreaking. Burglary Insurance is one of the major classes of business underwritten in the miscellaneous department and accounts for a sizeable
portion of the department`s premium income. For the business house Burglary Insurance is as essential as fire Insurance, as it enables them to recoup the losses suffered
by them consequent on burglary or house breaking.
Mining Insurance
Mining insurance is a policy designed specifically for mining operations to protect your business from the unique hazards it faces. Typically, these policies combine a variety of liability and property and casualty coverages to cover each aspect of your business. There are a variety of mining businesses that can make use of this protection, including: Copper Mines, Coal Mines, Gold Mines, Diamond Mines, Emerald Mines and Other Precious Metal and Gem Mines, Quarries, Sand and Gravel Diggers, Surface and Underground Mines.
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