Group Personal Accident Cover (G.P.A)

Group Personal Accident Policy provides 24 hours cover for accidental bodily injury or death caused by external, violent and any visible means. It provides compensation to insured members of a group for accidents leading to injury or death. This policy is, however, not a replacement for health insurance. All permanent and fixed contract employees of a company or an organization can be covered.

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Group Life Assurance Cover (G.L.A)

A Group Life Assurance Policy provides lump sum death-in-service benefit to the dependents or beneficiaries of a deceased employee. The policy is usually employer- sponsored and the level of cover (benefits) is often expressed as a multiple of the employee's last notified annual salary. All permanent and fixed contract employees of a company or an organization can be covered.

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Group Funeral Expenses (GFE)

This is a policy that provides money to meet funeral expenses when the insured employee, spouse, children or one of the family member or close friends dies. The compensation is made to meet funeral expenses such as purchase of the coffin, body handling, transport expenses, firewood and other related expenses.

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Group Medical Expense Cover

Group Medical Insurance Cover (Health Insurance Plan) provide coverage to a group of members, usually comprised of company employees or members of an organization or members of a family. Group Medical Insurance members usually receive insurance at a reduced cost because the insurer's risk is spread across a group of policyholders. Members are able to access medical treatments from selected health facilities by just producing a membership card or electronic number.

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Travel Insurance Cover

Travel insurance typically covers hospital fees and treatment in case of injury or illness, plus emergency medical evacuation if you need to be transported somewhere for health reasons. Additional health-related benefits may be included in a travel insurance plan, such as: coverage for pre-existing medical conditions, adventurous or “risky” activities like trekking or skydiving and trip interruption if you need to go home early for a medical reason.

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