Motor Comprehensive Cover - Private

This is the most known type of Insurance Policy by the public; it gives protection and indemnifies the insured (client) against damage to the motor vehicle or loss of the motor vehicle. Losses include accidental damage, theft, fire and all third party liabilities. The policy also covers injured people’s medical expenses caused as a result of a road traffic accident (RTA).

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Electronic Equipment Insurance (EEI)

Electronic Equipment Insurance (EEI) is a policy designed to provide coverage for computers,laptops, cameras, projectors, iPhone, smart phones and all other electronic equipment used in a business or home and it applies whether the insured items are at work or at rest or being dismantled for the purpose of cleaning, overhauling or of being shifted within the premises.

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House Contents Insurance (House Holders Insurance)

House Contents Insurance is a type of home insurance that covers loss or damage to all the things in your home that aren’t part of the structure or the building. This may include but not limited to television set, home theatre, fridge, stove, washing machine, sofas, wardrobes, kitchen units, beddings etc. The policy covers for loss or damage to household contents from fire, lightning, explosions, theft, and accidental damage whilst contained inside the building.

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House Owners Insurance

House Owners Insurance covers loss or damage to private dwelling buildings including all private garages, outside buildings, playing fields, boreholes (including pumps) against the risk of fire, lightning, explosion and allied perils. The major difference with house contents insurance is that house owners policy covers the building itself whilst house contents
covers the contents (items) in the house or building.

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Office Comprehensive Insurance

This policy covers the loss or damage to office furniture, fixture and utensils including all other office contents directly relating to the profession or occupation of the insured.

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Fire & Allied Perils Insurance Policy

This policy covers Fire, Lightening, Explosion, Aircraft and aerial device or articles dropped there from, malicious damage and earthquake and other allied perils including power surge.

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Public Liability

Public or Product Liability Insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities. Public liability insurance covers the cost of compensation for: personal injuries, loss of or damage to property, death etc.

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Directors and Officer’s Liability

Directors and officers (D&O) liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization. It can also cover the legal fees and other costs the organization may incur as a result of such a suit.

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Fidelity Guarantee Insurance (FGI)

Fidelity Guarantee Insurance exists to safeguard your firm or organization against theft of the firm's own money, securities or property by an employee, partner, contractor or volunteer.

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